Personal Accident
Provides financial backup in the unfortunate case of an accident
What is it about
Personal Accident is a one year renewable plan and it provides cover for loss of life from an accident and/or permanent total or partial disability as well as any of the following:
- Temporary Disability
- In patient treatment in case of illness or accident
- Medical Expenses
Group Scheme
This plan can be offered on a group basis with the same benefits:
| Benefits | Annual Premium * | ||||
| Sum Assured € | Occupation Categories ** | ||||
| Cat.1 | Cat.2 | Cat.3 | Cat.4 | ||
| Loss of Life | 1000 | 0,80 | 1,20 | 1,50 | 1,80 |
| Permanent Total or Partial Disability from accident | 1000 | 0,60 | 0,80 | 1,10 | 1,40 |
| 10 | 2,10 | 4,50 | 6,50 | 10,10 | |
| Temporary Total Disability (weekly benefit) | |||||
| Ιατροφαρμακευτικά έξοδα (για κάθε ατύχημα) | 427 | 9.40 | 11,79 | 15,21 | 18,97 |
| 854 | 12,30 | 15,38 | 19,82 | 24,60 | |
| 1.709 | 15,38 | 19,31 | 24,77 | 30,75 | |
| 3.417 | 17,60 | 22,21 | 28,36 | 35,37 | |
| Hospital or Clinic Confinement (up to 90 days) | Amount of Benefit € | Annual Premium * | |||
| 43 per night | 15,38 | 17,09 | 22,21 | 29,05 | |
| Due to Accident | 85 per night | 30,75 | 34,17 | 44,42 | 58,09 |
| Due to Accident or Illness | 43 per night | 48,70 | 54,68 | 63,22 | 72,62 |
| 85 per night | 97,39 | 109,35 | 124,44 | 145, | |
* The annual premium is defined according to the level of cover and the occupational category. If, for example, the occupation belongs to category 1 then, in order to have cover for loss of life for €10,000, you need to pay an annual premium of €8.
** There are 4 occupational categories according to the level of risk (category 1 includes the occupations with the lowest level of risk and category 4 includes professions with the highest level of risk).