UniLady
A scheme designed especially for contemporary women, providing a unique combination of benefits
What is it about
UniLady is especially designed for women until the age of 50 who wish to be prepared for any unexpected events that may happen by securing cover in order to provide relief for their family from any financial adversity.
Target
Creating and accumulating capital combined with insurance coverage
Duration
Women up to 50 years old with duration up to the age of 65
Insured amount
Maximum insurance cover of €200.000
Investment Funds
A choice between the five Internal Unit-Linked Investment Funds of Universal Life
Tax Exemption
Premiums can be tax-exempted
Benefits/Covers
Coverage in case of loss of life
Coverage in case of a diagnosis of a dread disease
Coverage of Permanent total disability
Coverage in the event of the diagnosis of carcinoma in situ of gynecological nature
Additional benefits
Term Assurance
Additional insurance coverage for loss of life with a very low premium and predefined duration, which does not exceed that of the policy. This cover is paid for loss of life from any cause.
Accidental Death
In case of loss of life from an accident, the amount is paid as a lump sum to the heirs over and above the sum assured of the basic plan.
Waiver of Premium
In the event of total disablement due to accident or illness, any future premiums (after the first six months of disability) will be waived and assumed to be paid by the Company. The benefit expires at age 65 or the maturity of the policy if earlier.
Major Medical
The Major Medical benefit provides for the payment of cash benefits in case of hospitalization and a surgical benefit in case of surgery. In the case of surgery, the level of the surgical benefit depends on the category of the surgery, as defined in the relevant table of the Company. The premium is charged by cancellation of units of the basic plan.