MultiCare SmartStart
A health plan option created especially for younger generations with coverage up to an annual maximum of €100.000.
What is it about
MultiCare SmartStart was created especially for the younger generation and provides coverage for treatment up to an overall annual maximum of €100.000.
It’s the first health plan created especially to be tailored to the needs of younger people who are making their first entry to private medical insurance and are very conscious about their financial resources. With a very attractive monthly premium, they can acquire Comprehensive cover of both in-patient and out-patient cover.
As MultiCare is truly an international health plan, customers can select the country in which to receive treatment based on their choice of area: Area 1 will provide you cover for the whole world and Area 2 will provide cover for the whole world excluding the USA, Canada and Switzerland.
Benefits
In - patient treatment
With MultiCare SmartStart you can cover your in-patient and daycare expenses. This benefit includes treatment for Oncology, heart conditions, stroke and treatment as a result of external trauma.
- Hospital charges
- Surgeons’ and Anaesthetists’ charges
- Physicians’ charges
- Consultations, diagnostic procedures and physiotherapy
- Cash Benefit
- In-patient Rehabilitation (medically necessary)
- In-patient CT, MRI and PET scanning
- Oncology Treatment Radiotherapy/chemotherapy
- Ambulance Transport (when medically essential)
Out - patient treatment
SmartStart offers a package of out-patient benefits as follows:
- Medical practitioner charges and prescription drugs
- Medical practitioner consultations, diagnostic procedures and physiotherapy
- Out-patient CT, MRI and PET scanning
Additional Benefits
- Second Medical Opinion
- Health Screening up to €100 annually, including but not limited to cervical smears, testicular screening, blood tests, screening for sexually transmitted diseases including HIV/AIDS
- Travel Allowance
Other Services
International Emergency Medical Assistance
Our evacuation and repatriation service is available 24 hours a day, 365 days a year, anywhere in the world. In case of a medical emergency, if you can’t get the treatment you need locally, we will arrange to take you to the nearest place where the treatment is available.
Direct settlement of in-patient hospital bills
We have arrangements with over 11,000 medical providers worldwide through which in-patient bills can be settled directly.
Expert health information
Our health telephone information service, is available to all our members 24 hours a day, 365 days per year. You can speak directly to experienced health professionals on a wide variety of healthcare issues. All kinds of information – on illnesses, medical terms, medications, infant care – is just a phone call away.
Administration of policies and claims handled directly from Cyprus
A team of professionals based in Cyprus is taking care of your needs. For treatment outside of Cyprus we have the global support of AXA PPP healthcare, one of the UK’s leading and most experienced healthcare providers.
My Digital Doctor
As a member, you will have access to My Digital Doctor, our online AI-based virtual medical assistant to evaluate your symptoms, and receive recommendations on what to do next and a pre-diagnosis in less than 3 minutes.
Specialized Call Center for prompt customer service
As a member, you have access to a Specialized Call Center for more efficient and prompt support.
Case Management
Our Case Managers offer a friendly and professional service to assist members going through treatment. The Case Managers have the knowledge and skills to provide emotional support and administrative assistance from diagnosis through to the end of treatment.